🌾 HarvestCalc × ThynkPay

Setting up your HarvestCalc wallet

HarvestCalc has already registered you, so setup is short: download ThynkPay, sign up with your registered phone number, confirm your details — no BVN to type — and set a PIN. Your wallet is ready to receive your farm payments.

4steps
0BVN to type
~2minutes
For farmersFor HarvestCalc teamsFor ThynkPay support

The whole setup at a glance

Download ThynkPay→ 1 Your phone number→ 2 Enter the code→ 3 Confirm details→ 4 Set your PIN→ Wallet ready ✓

⚠️ The one thing that matters most

Phase 1

Sign in with your number

🌾 HarvestCalc×● ThynkPay
📱
Enter your phone number
Use the number you registered with HarvestCalc. We'll send you a code to confirm it's you.
🇳🇬 +234803 000 0000
Create account
1 Step 1 · Phone

Download the app & enter your number

The farmer installs ThynkPay from the Play Store or App Store, taps Create account, and types the phone number HarvestCalc registered for them. That number is the key that unlocks the short, no-BVN path.

  • Install ThynkPay and tap Create account.
  • Enter the registered phone number.
  • Tap to receive the code.
Field-team script: “Download ThynkPay, tap Create account, and use the phone number you gave us. The app will already know you.”
🔢
Enter the code
We sent a 6-digit code by SMS to +234 803 ••• 0000.
7294
Didn't get it? Resend in 45s
Continue
2 Step 2 · Code

Type the SMS code

A 6-digit code arrives by text. Entering it proves the phone belongs to the farmer — and because the number matches HarvestCalc's record, the app now greets them by name instead of asking for forms.

  • Read the 6-digit code from the SMS.
  • Type it in — it continues automatically.
Nothing sensitive is typed. No BVN, no NIN — HarvestCalc already provided those, and ThynkPay confirms them securely behind the scenes.
Phase 2

Confirm your details

🌾 HarvestCalc · Registered member
Welcome! You're with HarvestCalc
Your organisation registered you for a ThynkPay wallet — no BVN needed. Confirm your details below.
Name
Adamu Bello
Date of birth
23/04/1985
Confirm & continue
3 Step 3 · Details

Your name is already there — just add your birthday

Instead of the usual sign-up questions, the farmer sees a green HarvestCalc welcome with their name already filled in. They check it and enter their date of birth — that's the only thing to type. No BVN screen appears.

  • Name is pre-filled (editable if it has a typo).
  • Enter date of birth as day/month/year.
  • Tap Confirm & continue — the wallet is created automatically.
Behind the scenes: ThynkPay opens the wallet on the bank rail using the BVN HarvestCalc supplied — the farmer's phone never sees it. The account is permanently linked to HarvestCalc for reporting.
Phase 3

Set a PIN & you're ready

🔒
Create your PIN
Choose a 6-digit PIN. You'll use it to approve payments and cash-outs.
Keep your PIN secret. ThynkPay staff will never ask you for it.
Set PIN
4 Step 4 · PIN

Choose your 6-digit PIN

The farmer picks a PIN they'll remember. It secures the wallet — needed to send money or cash out, and their key to signing in next time.

  • Enter a 6-digit PIN, then confirm it.
  • Never share it with anyone.
From now on, it's just a login. Next time they open the app, they enter their phone number and PIN — no code needed unless they change phones.
🤝 HarvestCalc member
🎉
Your wallet is active
Your account number
8812 3456 78
Bank name: Xpress Wallet
HarvestCalc payments will land here. You can send, receive and cash out to any bank.
Go to home
✓ Done · Ready

Ready to receive your payments

That's it — a working wallet with an account number, and a “HarvestCalc member” badge on the home screen. Payments from HarvestCalc land straight here, and the farmer can withdraw to any Nigerian bank account.

  • Account number is live immediately.
  • Home shows the HarvestCalc member badge.
  • Send, receive, and cash out right away.
If the wallet didn't open (e.g. weak network), the home screen shows a “Finish your HarvestCalc setup” card — tap it, confirm your date of birth, and it activates. Still no BVN needed.

The setup in five points

What makes HarvestCalc onboarding fast — and what to tell farmers.

📞
Your number is the key

Sign up with the exact phone number you gave HarvestCalc. That's how the app recognises you and skips the forms.

🚫
No BVN to type

HarvestCalc already provided it. You'll only ever confirm your name and date of birth — never a BVN.

🌾
Linked to HarvestCalc

Your account is tied to HarvestCalc automatically, so your payments and records stay together.

🔒
Your PIN is yours

Choose a 6-digit PIN to secure the wallet. ThynkPay staff will never ask you for it.

💸
Receive & cash out

Payments land in your wallet; withdraw to any Nigerian bank account whenever you like.

🔁
Stuck? Finish setup

If your wallet didn't open, tap “Finish your HarvestCalc setup” on the home screen — confirm your birthday and you're done.