πŸ‘₯ Pay Many

Pay many people at once

Salaries, stipends, contributions, settlements β€” add up to 20 people, set the amounts, confirm with one PIN, and everyone is paid in a single secure transaction. Every payment gets its own receipt.

20people max
1PIN
~5sto pay all
For merchants & employersFor groups & familiesFor partner coordinators

The whole journey at a glance

πŸ’‘ The two things that matter most

Phase 1

Build your list

βœ•Send money

Who are you paying?

Send to one person as usual β€” or open Pay Many for the whole list.

Recipient's ThynkPay number
πŸ‡³πŸ‡¬ +234 801 234 5678
πŸ‘₯
Pay many people NEWUp to 20 people in one go β€” one PIN, one tap.
β€Ί
πŸ”’ Secured by Providus Bank
1 Find it

Send β†’ "Pay many people"

Open Send from your home screen. Right under the normal send-to-one flow you'll see the new Pay many people card.

  • Tap Send on the home screen
  • Tap the Pay many people card
Who is this for? Anyone. Pay your staff on payday, split a family contribution, settle your suppliers, or pay field reps β€” all in one sitting.
2 Add people

By number, or from your recents

Type a ThynkPay number and the app shows you the registered name before adding β€” so money never goes to a stranger. People you've paid before appear as one-tap chips.

  • Type a number β€” the name appears automatically
  • Or tap faces in Recent people to add them instantly
  • Add up to 20 people; remove anyone with the bin icon
No duplicates, no self-pay. The app blocks adding the same person twice and won't let you pay yourself β€” small guard-rails that prevent big confusion.
βœ•Pay many people
Add by ThynkPay number
πŸ‡³πŸ‡¬ +234 70…
Paying 3 people
A
Adaeze ObiThynkPay Β· 8823…
₦12,000
C
Chinedu EzeThynkPay Β· 8810…
₦12,000
F
Fatima BelloThynkPay Β· 8847…
₦8,500
Total Β· 3 people₦32,500+ ₦40 fees
Review
βœ•Pay many people
PAYING 12 PEOPLESame amount
₦5,000each
M
Musa Ibrahim
₦5,000
N
Ngozi Okafor
₦5,000
T
Tunde Alabi
₦5,000
+
9 more…
₦5,000
Total Β· 12 people₦60,000+ ₦120 fees
Review
3 Set amounts

Each their own β€” or one amount for all

Type an amount next to each person, or flip Same amount and type it once β€” perfect for stipends and allowances. The running total (and fees) updates live at the bottom, with your balance beside it.

  • Per-person amounts: type next to each name
  • Same for everyone: toggle Same amount, type once
  • Watch the total bar β€” it won't let you pass your balance
Fees are the same as single payments. Each payment is priced on the normal schedule (free under ₦500, from ₦5 to ₦50 above that) β€” paying 12 people in a batch costs exactly what 12 single payments would.
Phase 2

Review & pay

4 Review

Every name, every amount, every fee

One screen shows exactly what will happen: each person with their amount and fee, an optional note everyone sees (e.g. "March stipend"), and the single total that will leave your wallet.

  • Check every name and amount β€” this is the moment to catch mistakes
  • Add a note if you like (it appears on everyone's receipt)
  • Confirm the Total debit, then tap Pay
Then one PIN. Your 6-digit ThynkPay PIN authorises the whole batch. No PIN, no payment β€” every time, any amount.
β€ΉReview & pay
A
Adaeze ObiFee ₦20
₦12,000
C
Chinedu EzeFee ₦20
₦12,000
F
Fatima BelloFee ₦10
₦8,500
Note (optional)
March stipend
Payments (3)₦32,500
Fees₦50
Total debit₦32,550
Pay ₦32,550

Confirm batch payment

Enter your PIN to pay 3 people β€” ₦32,550 total.

123 456 789 0⌫
5 One PIN

One PIN pays everyone

Enter your 6-digit PIN once. ThynkPay sends the whole batch to the bank as a single secure transaction β€” not 20 separate transfers β€” so it completes in seconds and can never be accidentally sent twice.

  • Enter your PIN β€” the batch fires immediately
  • Keep the app open for the few seconds it takes
Why one transaction matters: the bank treats the batch as one instruction with one reference. Even if your network drops at the worst moment, a retry can't duplicate it β€” the bank rejects the same batch reference twice. Your money cannot double-pay.
Phase 3

Results & receipts

6 Per-person results

Honest results, person by person

You see exactly who was paid β€” and if someone couldn't be, you see the bank's reason and a one-tap Retry failed button. Failed payments are never charged; that money never left your wallet.

  • Green tick = paid; they've already received their alert
  • A failed person shows the reason (e.g. account not active)
  • Retry failed re-sends only the failed ones, as a fresh batch
Partial success is normal, not an error. One wrong number out of 20 shouldn't hold 19 people's money hostage β€” so it doesn't.
11 OF 12 PAID

₦55,000

Fees ₦110 Β· Ref TPB-8K2V4N

βœ“
Musa IbrahimPaid Β· tap for receipt
₦5,000
βœ“
Ngozi OkaforPaid Β· tap for receipt
₦5,000
βœ•
Tunde AlabiAccount not active β€” not charged
₦5,000
βœ“
9 more paid…
₦45,000
Retry failed (1)
Batch receipt
βœ•Batch receiptβ‡ͺ
βœ“ ALL PAID

₦32,500

3 of 3 paid Β· fees ₦50 Β· TPB-4Q7M2B
β€œMarch stipend”

Each payment (tap for its own receipt)
βœ“
Adaeze ObiPaid
₦12,000β€Ί
βœ“
Chinedu EzePaid
₦12,000β€Ί
βœ“
Fatima BelloPaid
₦8,500β€Ί
Share batch receipt
7 Receipts

A receipt for everything

The batch gets a shareable summary receipt β€” and every individual payment keeps its own full receipt in Transaction History, exactly like a normal payment. Tap any person to open theirs.

  • Batch receipt: the whole list, shareable as an image
  • Per-person receipts: each payment in history, tap for proof
  • Recipients get their usual alert, in-app notification and email
Find it later: every payment from a batch sits in your Transaction History. Open any of them and tap View batch summary to get back to the full batch.

Good to know

The guard-rails that keep batch money safe.

🧾
Same fees as single payments

Each payment is priced on the normal schedule β€” free under ₦500, ₦5–₦50 above. A batch costs exactly what the same payments would cost one by one.

πŸ›‘οΈ
Failed = never charged

If someone can't be paid, that money never leaves your wallet. Everyone else is still paid. Retry the failed ones any time.

πŸ”
Impossible to double-pay

The whole batch carries one bank reference. A network drop, an app restart, an impatient re-tap β€” none of them can send the same batch twice.

πŸ“
Your limits still apply

Up to 20 people per batch, and your daily tier limit covers the batch total. Need more headroom? Upgrade your tier in the app.

⏳
"Confirming…" means wait

On a slow network the batch may briefly show as confirming. It finishes safely on its own β€” watch Transaction History and never resend.

πŸ””
Everyone gets their alert

Each person receives the normal payment notification and email receipt, with your note attached β€” just as if you'd paid them individually.